Did Your Insurance Company Threaten to Drop Your Coverage Because of an Older Roof?
Request an Urgent Inspection ↓Don’t lose your policy or scramble for coverage. Eastern Roof Technologies provides fast roof inspections and quick turnarounds to help you meet your insurer’s requirements.
Roof Condition Reports With Photos
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Most Replacements in 1–2 Days
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The Reality
Insurers Are Cracking Down on Older Roofs
Across the board, insurance companies are taking a harder look at roofs that are reaching the 15–20 year mark. Many now treat an aging roof as a high risk, and homeowners are receiving non-renewal letters, cancellation notices, or demands for a roof inspection on short notice.
If you’ve received one of these letters, the clock is ticking. The good news: you have options, and you don’t have to figure them out alone.
Common reasons insurers flag a roof
✓Roof is 15–20+ years old
✓Missing, curling, or cracked shingles
✓Granule loss or dark streaking
✓Storm or hail damage
✓Flagged by an aerial or drone image
How We Help
The Right Fix for Your Policy
Every situation is different. After a fast inspection, we’ll tell you exactly what your roof needs and nothing more.
Roof Condition Report
We inspect your roof and document its condition with photos and a written report you can share with your insurance company or mortgage lender.
Minor Repairs
If your roof only needs repairs to satisfy your insurer, that’s what we’ll recommend. No pressure to replace a roof that still has life left.
Fast Full Replacement
When a new roof is the answer, most replacements are completed in 1–2 days, with the documentation you need to send to your insurer and lender.
Simple & Fast
What Happens Next
Send Us Your Letter
Fill out the form or call us. Tell us what your insurance company is asking for and when your deadline is.
Fast Inspection
We inspect your roof and document what we find with photos, so you know exactly where you stand.
Repair, Replace & Document
We complete the work and provide the paperwork you need to send to your insurance company.
Financing Options
Age-Related Wear Usually Isn’t Covered. We Can Help.
Insurance claims typically cover sudden damage like storms, not normal wear from age. That’s why we offer flexible payment options for unexpected roof replacements, including $0 down options and 12, 18, and 24-month plans for qualified homeowners.
Financing is subject to credit approval.
Local Proof
What Our Customers Say
★★★★★
“Great partner in helping us with a roof replacement driven by a leak. Eastern Roof Technologies worked directly with our insurance company and made the process seamless!”
Sarah S · Yelp Review
★★★★★
“After I called my insurance adjuster and made an appointment for him to meet with Brian, I didn’t have to do another thing… Multiple phone calls to the Ins. co., all the paperwork… They are an outstanding team and I’m very grateful to them.”
Peggy P · Facebook Review
★★★★★
“We employed ERT to make some repairs to our roof that turned up under inspection. They were very attentive and provided the service quickly and efficiently and at a fair price.”
Stacy P · Client Review
Licensed & Insured
A Local Roofer Who Knows the Process
We’re a licensed North Carolina General Contractor based in Mooresville, and we work with homeowners and insurance companies across the Lake Norman area every week. We’ll help you understand what your insurer needs and get it done right.
Why homeowners trust us
✓NC General Contractor License #101149
✓Fully insured: Workers’ Comp, General Liability & $1M umbrella
✓CertainTeed SELECT ShingleMaster contractor
✓Local Mooresville company, Lake Norman Chamber member
✓4.8★ from 94 Google reviews
Common Questions
Insurance & Older Roof FAQs
My insurance company sent a non-renewal letter. What should I do first?
Don’t wait. Check the letter for what your insurer is asking for and the deadline, then schedule a roof inspection. We’ll tell you whether repairs or a replacement make sense and document your roof’s condition.
Will my insurance pay for a new roof?
Usually not for normal, age-related wear. Claims typically cover sudden damage, like storms or hail. If we find storm damage during your inspection, we can help guide you through the claim process.
How fast can you replace my roof?
Most roof replacements are completed in 1 to 2 days, depending on the size and complexity of your roof. We’ll give you a clear timeline after your inspection.
Can I finance a roof replacement?
Yes. We offer financing for qualified homeowners, including $0 down options and 12, 18, and 24-month plans. Learn more about financing.
Don’t Wait
Don’t Let an Older Roof Cost You Your Coverage
Call now or request an urgent inspection. We’ll help you find the fastest path to keeping your policy.
